Your Checking Account

Your checking account with Monroe Bank & Trust was successfully converted to First Merchants Bank. Details of your new account were provided in a previous mailing.

First Merchants processes transactions 5 days a week, Monday through Friday, excluding all Federal Holidays.

Account Number

Your Monroe Bank & Trust account number will not change unless you have already been notified. If you have any concerns regarding your account number, please contact Customer Service at 1.800.321.0032.


You may continue to use your current supply of Monroe Bank & Trust checks. It is not necessary to order new checks now; however, after November 11, you may order and begin using new checks with the First Merchants Bank routing number: 074900657. To order your First Merchants checks, please visit one of our banking centers oOrder Checks Online.

Automatic Payments

If you have automatic deposits or have set up automatic payments by providing your account and routing numbers, then no action is necessary. However, if your Debit Card number has been used for automatic payments, you will need to provide your new First Merchants Bank Debit Card number to those companies.

Overdraft Services

We pay overdrafts at our discretion, and do not guarantee that we will always authorize and pay any type of transaction. Read more about our overdraft policies.


Your final Monroe Bank & Trust statement will be printed and mailed via postal service and include transactions and interest paid through November 8. Please contact your local banking center or Customer Service at 1.800.321.0032 if you have any questions regarding delivery of your statement. You will need to call customer service or go into a banking center to set up combined statements.  Learn more about eStatements.


Effective November 12, please use the following information to receive wire transfers to your account:
Initiated within the U.S. Routing Number: 074900657
Initiated Outside the U.S. SWIFT Code: FMECUS33

Learn more about Wire Transfers.

Effective November 11, First Merchants Bank general fees will apply. A list of general fees was included in the previous mailing and can also be found online at

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