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Practice Finance

Your Private Practice Finance Experts

We’re here for you and attentive to your needs, whether you require financing for a private practice that is:

The financial needs of healthcare professionals in private practice are unique. Our vision is to develop lasting relationships that support your business as well as your personal needs. We offer flexible, accessible financing and services, including:

  • Practice acquisition finance
  • New equipment finance
  • Lease-hold improvement
  • Cash flow improvement
  • Acceleration of accounts receivable collection
  • Working capital lines of credit
  • Commercial real estate

Each member of our team works attentively with doctors like you. We want to help you build an efficient and highly productive practice.

How can we help you? Call us at 1.866.714.4626 to get started or request more information.


Does First Merchants offer working capital and/or lines of credit?
  • Our practice finance team can help you with both. We find that many practice owners benefit from having an operating line of credit.

How do I apply for a practice finance loan through First Merchants?
  • First, we listen and learn about your specific needs and goals. From there, we advise you on the practice finance loans best suited for you, collect financial documents and start the underwriting process. Contact us to learn more.

Does First Merchants do business in my area?
  • We provide practice finance services throughout the Midwest. Please contact us if you have questions about your location.

What rates does First Merchants offer for private practice loans?
  • Rates change frequently, so please contact us for current rates on practice finance loans.

Does First Merchants offer 100% practice financing?
  • Yes, we offer up to 100% practice finance loans based on cash flow and type of loan. 

Does First Merchants offer practice loans to refinance or consolidate my current practice debt?
Does First Merchants provide practice finance loans to purchase a practice?
  • Absolutely, this is one of our primary focuses. Our practice finance team can also help you refinance or consolidate debt and finance your commercial real estate.