Business Treasury Management

Accelerating your business’s cash flow cycle is extremely important for the success of your business. We have the tools to help you collect money faster, keep it longer, make it work harder, and manage it efficiently; so you can concentrate on running your business.

Accelerate Collections

• Remote Deposit Capture
• ACH – Payment Collection
• Lockbox
• Merchant Services - Accept Credit & Debit card payments via terminal, internet, or mobile
• Gift Card/Loyalty Program
• Cash Processing/Vault Services
  
  

Manage Payments

• Protect Your Business from Payment Fraud - Watch Video
• ACH – Direct Deposit, Vendor Payments, etc.
• Wire Transfer Services
• Business Bill Pay 
• Electronic Tax Payments
• Controlled Disbursement Accounts
• Foreign Exchange Services
• Commercial Letter of Credit
• Business Debit Cards 
• Business Credit Cards
• Purchasing Cards
• Online Payroll Processing

Generate Income & Cost Savings

• Repurchase Sweep*
• Loan Sweep*
• Business Overdraft Protection Credit Line
• CDARS

Protect & Manage Accounts

• Business Online Banking
  • QuickBooks Connectivity Export activity in multiple formats and optional BAI2
• eStatements
• CD Rom Image Statements
• Account Reconciliation Plans
• Zero Balance Accounts
• Check Positive Pay
• ACH Positive Pay
• Mobile Banking and Mobile Deposit*

Prevent Business Payments Fraud - Watch Video

Virtual Meetings

We provide the ability for you to connect with us in the medium that makes the most sense for you and your schedule. For clients that are conducting virtual meetings through video conferencing with First Merchants, you can download the video call instructions below.

Microsoft Teams video call instructions for clients

With a broad product suite and experienced professionals to deliver superior service, we offer customized solutions to effectively manage cash flow for any size and type of organization. Your Treasury Management Officer has the banking tools and expertise to help you minimize cost and maximize return. You can expect regular relationship reviews to assess our progress, get to know your organization, and bring new ideas. In addition, our Treasury Solutions team is available to assist with your day-to-day needs. 

Call us at 1.866.833.0050. We look forward to working with you.

*Restrictions apply.