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Whether you're a first-time buyer or refinancing your current home, we can help you prosper with the right mortgage solution.

Buying a home? Looking to refinance? Just curious? No matter what your question is, or where you are in your homeownership journey, we’re here to help.

Purchasing a home can be an exhilarating, and nail-biting, experience. For many borrowers, it’s one of the largest investments they’ll ever make.

Fortunately, our team of local mortgage loan experts are here to help you navigate the process from start to finish. We’ll help you determine which loan is right for you, how much you can afford, and what you’ll need before you apply for a mortgage loan.

Whether you’re just getting started or you’re ready to close on a home, you’ve come to the right place. Our welcoming, attentive, and dependable mortgage lenders are there for you every step of the way.

Apply for a Loan Today



Purchasing a home is a big decision, and a big investment. If you’ve made it this far, you already deserve some congratulations! And First Merchants Bank is here to help ensure the rest of your home buying journey is smooth sailing.

Get Started

What price works best for my budget?
Use this calculator to help determine what is the right purchase price.


Getting pre-qualified on a mortgage allows you to submit strong, competitive offers which may distinguish you from other buyers.

Start Pre-Qualification Process

Plan for your new home.
Use this calculator to help determine a payment right for your needs.


Tap into your home’s value with a refinance, and use those funds to complete your reno project, take your dream vacation, purchase a new vehicle, or more! The possibilities are endless.

Start Refinance

Remodel or unexpected expense?
Use this calculator to help create a refinance option right for you.

Find a Mortgage Expert

First Merchants Bank has experienced Loan Officers ready to assist with your home financing needs. If you want to speak with a mortgage expert, or you’re looking to apply with your Loan Officer, please use our Mortgage Team Directory to get started.

Team Directory

Want to purchase the Dream Home?
Use this calculator to help determine the right purchase price to fit your budget.


There’s nothing like holding the keys to your new home. First Merchants Bank is here to guide you through the homebuying process – from your first inquiries to unlocking your home for the first time.

Take the Journey

Mortgage Resources

Have additional questions? We have answers. Here’s everything you need to know about purchasing a home, equity, mortgages, and more.

Ready to Apply for a Mortgage?

Start Your Application