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Personal Savings Accounts

Savings and CDs


Check your rate!

Savings and Money Market

Start saving now. The time value of money is real, and the sooner you begin the more you will save for your future! Check out our savings calculators to help guide your plan. We offer a variety of competitive savings options, all with great features.

Simple and Carefree Checking Accounts

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CDs and IRAs

Earn a higher interest rate on longer term savings options like Certificate of Deposit Accounts (CDs) and Individual Retirement Accounts (IRAs).

Health Savings Accounts (HSA)

A Health Savings Account (HSA) is a tax-advantaged1 investment account that is used for medical expenses for participants in High Deductible Health Care Plans. Contributions made into the HSA - either by an individual or employer - could reduce taxable income. The money in the HSA can be used for qualified medical expenses for yourself, spouse, or dependent children.

1Consult your tax advisor.

Top 3 Questions about First Merchants Bank Savings Accounts

Below you will find information about the most frequently asked questions when opening a First Merchants Bank savings account.

To find an ATM on the mobile app or through online banking, click “More” then select “Connect With Us” and choose “ATM & Branches”. Choose “Location Type” and “Services” then enter your city, state and zip code for the nearest location. You can also visit and click the “Locations” tab in the upper right corner. In the “Location Types” field, select “ATM” and enter your address, city, state or ZIP code.
Visit and go to the LOG IN box on the top right of the home page. Choose Personal Account Type for Personal Online Banking then click on the “Enroll Now” at the bottom right corner of the Login box and complete the form.  Or, download the First Merchants Bank Mobile App “FMBanking” and click the “Enroll Now” on the app. If you are having trouble signing up, you can also visit your local banking center or call customer service at 1.800.205.3464.
Log in to online banking and go to the “Accounts” tab. Select “eDocuments and read through the Terms and Conditions located at the lower half of the page. Copy the code listed at the bottom of the terms and enter the code in the “Confirmation Code” box at the top of the page. You will then be registered for eStatements. Open at least one statement to verify all eStatements have been created.
First Merchants Bank routing number is 074900657 .

Yes, eStatements are available through Online Banking only.

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