Whether you're a seasoned investor or just getting started, Gold Shield Lending is here to help you close fast and scale confidently.
As part of First Merchants Corporation, a $18 billion regional bank with over 130 years in business, Gold Shield Lending delivers the speed and flexibility of a hard money lender with the trust and dependability of a large financial institution.
We provide funding for fix-and-flip projects across some of the largest communities in Michigan. With closings in as little as 10 business days, an online draw and inspection process that funds in 24-48 hours, and a team of local experts who know the Michigan real estate market, we’re here to help you compete with cash buyers and revitalize our communities.
Fix and Flip Loan Features
- Rates as low as 10.99% APY*
- Up to 90% loan-to-cost (LTC)
- Up to 75% after-repair-value (ARV)
- Up to 100% of rehab budget
- Loan amounts up to $350k
- Loan terms up to 12-months
- No pre-payment penalties
- Interest-only payments
- Non-owner occupied properties in Michigan
- 1-4 unit properties
- No prior experience required, best terms available for proven flippers
Why Gold Shield Lending?
* Annual Percentage Yield. Rates are based on loan terms, borrower qualifications, LTV, and other property factors and are subject to change. Loans are available in Michigan only.
