Savings and Giving Centers
Save for what matters. Give to what matters.
Your goals and the causes you care about deserve tools that are simple to use and easy to manage. With the Savings & Giving Centers, you can create savings goals, schedule transfers, round up eligible debit card purchases, and support organizations you care about from First Merchants online and mobile banking.
A simpler way to save, plan, and give
Whether you are building an emergency fund, saving for a future purchase, or giving back to your community, the Savings & Giving Centers helps you take small steps toward meaningful progress. You stay in control while your money works in the background.
Save with purpose
Savings Center gives you a simple way to plan for your goals, track your progress, and move money into savings in a way that fits your life.
With Savings Center, you can:
- Create goals for things like an emergency fund, vacation, home project, car, school expenses, or extra cushion
- Move money from checking to savings one time or on a recurring schedule
- Use Round Ups to keep saving as part of everyday eligible debit card activity
- Track progress toward your goals in online and mobile banking
Not sure where to begin? Start small. Even a little saved consistently can help you feel more prepared for what is next.
Give back with ease
Giving Center makes generosity part of everyday banking. You can support causes you care about through one-time gifts, recurring donations, or Round Ups.
With Giving Center, you can:
- Donate directly one time
- Set up recurring donations
- Split Round Ups between savings and giving
- View donation history when you need it
Whether you want to give occasionally or build giving into your routine, Giving Center helps you keep it simple and organized.
What you can do
| Feature | How it helps |
|---|---|
| Savings goals | Create specific goals and track your progress over time. |
| One-time or recurring transfers | Move money from checking to savings once or on a recurring schedule. |
| Round Ups | Round up eligible debit card purchases and apply the difference toward savings, giving, or both. |
| Giving tools | Make one-time or recurring donations and view your donation history when you need it. |
| Flexible control | Choose how you want your money to work for you and adjust as your goals change. |
Ready to save smarter and give back more easily?
Start with a small step today. Log in to the First Merchants app or online banking to explore the Savings & Giving Centers and choose how you want your money to work for you.
Don't have online banking?
Need a personal checking account with a debit card, a savings account, or a money market account? Compare our checking and savings options to find the account that fits you best.
Need an account to get started?
To use the Savings & Giving Centers, you need a First Merchants debit card, a First Merchants checking account, and an eligible First Merchants savings or money market account. If you do not have the account you need yet, we can help you find an option that fits your goals.