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Small Business Lending

With small business lenders right in your community, we’re focused on your success by helping you choose the best financing options for your needs – and getting it done fast.

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Flexible Small Business Loan Options to Fit Your Needs



Small Business Lines of Credit

Ideal for managing cash flow, purchasing inventory, or covering short-term needs.

Learn More about Lines of Credit

Small Business Term Loans

Perfect for major purchases, expansion, or capital improvements.

Learn More about Term Loans

Overdraft Line of Credit

Protect your business from overdrafts with our overdraft protection service at First Merchants Bank. Avoid fees and disruptions.

Protect Your Cash Flow

SBA-Guaranteed Small Business Loans

As an SBA preferred lending provider, we proudly support small businesses with Small Business Administration (SBA) backed
lending options.

Learn More about SBA Lending

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Empowering Women and
Minority Entrepreneurs

Meet the team that’s dedicated to building inclusive, thriving communities through personalized financial education and access to capital.

Learn More

Ready for a small business lender who cares about your success?