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Mobile Privacy Disclosure




The Mobile Banking Application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify the user’s experience and improve services, as well as provide additional security to protect your account.

It is important for you to understand that:

  • Before granting access to this information, you will be prompted to give the application that permission.
  • If you do not wish to grant that permission, you may decline.
  • If you later change your mind, those permissions can be updated in your device's settings.
  • Alerts about important account activities and certain changes made to your Online Banking Account will be sent to the e-mail address you provided for Online Banking. E-mail and secure messaging can also be used to send and receive messages from First Merchants Bank while in the Mobile Banking Application.


Some examples of information your app will request access to are:

  • Location
  • Contacts
  • Camera

This application also stores the following data: Records of past payments and payments scheduled for the future.


To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.

The Mobile and Online Banking Terms and Conditions are incorporated here. You can access these terms and conditions at:

You understand and agree that Mobile Banking messages may not be encrypted and may contain personal or confidential information about you, such as your mobile phone number, your wireless providers name, and the date, time, and content of any mobile banking messages including account activity, balance, and status of your accounts and other information that you or First Merchants Bank may provide. First Merchants Bank may use this information to contact you and to provide the services you request from us, and to otherwise operate, develop and improve the Mobile Banking service.

Please note that wireless providers and other service providers may also collect data from your Mobile Banking usage, and their practices are governed by their own policies. First Merchants Bank is not responsible or liable for the acts or policies of such service providers. First Merchants Bank will only use the information you provide to us from your Mobile Banking usage in connection with our Online Banking service. Nonetheless, First Merchants Bank reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect our rights or property.


Please contact First Merchants Bank at 1-800-205-3464 regarding questions about the information included in this Mobile Banking Application Privacy Disclosure or questions about this application.

You can also access the bank’s full Privacy Policy.

FMB – Mobile Privacy Policy Rev. 2016.04.01