Small Business Lines of Credit
Flexible Credit That Keeps Your Business Moving
Benefits for your small business:
Reliable Cash Flow Management
Cover day-to-day expenses like payroll and inventory without disruption, so you can focus on growth—not gaps.
Fast Decisions, Quick Funding
Get approved quickly and access funds when you need them most—no long waits, no red tape.
Personalized Support from a Local Expert
Work directly with a dedicated local small business lender who understands your goals and helps you make smart financial decisions.
Unsecured Small Business Line of Credit
- Line of credit amounts between $15,000 and $50,000
- No collateral required
Benefits
- Quick Access to Capital – Streamlined application process with quick decisioning means access to capital quick, when you need it
- Flexible Access to Funds - You can draw funds as needed up to your credit limit, and only pay interest on the amount you use—not the full limit
- Supports Cash Flow Management - It’s great for covering short-term expenses like payroll, inventory, marketing, or seasonal dips in revenue
Overdraft Line of Credit
- Loans up to $10,000
- No collateral required (Unsecured)
Benefits
- Flexible and On demand - Only borrow what you need, when you need it. Unlike traditional loans, there’s no obligation to use the credit unless your account goes negative
- Protection Against Insufficient Funds - When your account balance is too low to cover a transaction, the overdraft LOC automatically kicks in to cover the difference—avoiding bounced checks, declined payments
- Improves Cash Flow Management – Acts as a buffer during income fluctuations, especially for businesses that experience variable monthly revenue
Why Small Businesses Choose Us
Empowering Women and
Minority Entrepreneurs
Meet the team that’s dedicated to building inclusive, thriving communities through personalized financial education and access to capital.
