Loaded with free features like mobile banking app, mobile-wallet-ready debit card and access to more than 25,000 ATMs, First Merchants' personal checking accounts simplify managing your money and reward you for the things you already do. Plus you can open online in about 10 minutes.
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Different savings goals take different types of savings accounts. Compare your savings account options now.
For all stages of life, we have loans that can be uniquely tailored for your needs. Secured and unsecured loan options are available with competitive rates and terms. And even better, all of our loans come with a banker who wants to be a partner in helping you achieve financial freedom along your unique pathway of life.
Apply for a Loan
We have excellent mortgage tools in place for easy, convenient online shopping for the best loan programs and most current rates. Our experienced loan officers are available to guide you through the sometimes difficult and confusing process of choosing and getting the right loan to meet your specific needs.
Apply for a Mortgage
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
Apply for a Credit Card
See rates and shop for many of our products based on where you are located. By entering your zip code or using the location button, we’ll display rates for many products available online. Don’t see what you’re looking for? Call us at
800.205.3464 or visit a banker near you.
Simply click the button to the right to check your current application status.
Already opened an account?
Our Business Checking accounts are designed to meet the needs of your business, large or small. Use our handy comparison page to find the Business account that works best for you.
First Merchants offers a variety of savings products to meet the needs of all businesses: from Savings Accounts, to Money Market Accounts, CDs and more.
Speak to a First Merchants Relationship Manager and you’ll notice the difference right away – sound advice you can always count on for your commercial borrowing or specialty needs.
Get a Business Loan
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
Apply for a Business Credit Card
When you need to speak with someone about optimizing your cash flow, our Treasury Management Officers are ready to help. Accelerate collections (receivables), manage payments (payables), generate income & cost savings and protect & manage accounts.
Optimize Your Cash Flow
First Merchants partners with business owners in our local communities to provide vast financial resources and personal, local service. We have experts in the Agriculture and Healthcare industries that specialize in solutions to help your business realize your dreams.
Find a Local Business Solution