Great for clients who want a simple, easy account that includes all of our free features.
First Merchants Carefree Checking is FREE for students (under 25)
Additional Student Benefits²
- No monthly maintenance fee
- Free Paper Statements
How to keep it free:
- Make one transaction per month,³ OR maintain $100 minimum combined personal deposit balances. Otherwise, $5 monthly maintenance fee.
Maximize your benefits by pairing this checking account with our Regular Savings account. See a
service associate for more details.
OPEN AN ACCOUNT
Other service fees may apply. Please see our Banking Fees.
¹With automatic payments from a First Merchants checking account. Subject to credit approval, excludes first mortgage real estate loans and lines of credit, offer valid for consumer purpose installment loans only.
²Students under age 25.
At age 25, must meet account requirements to avoid monthly maintenance fee.
³Excludes bank service fees and charges, transaction must post during statement cycle.