Personal Banking
Personal Banking.
For A More Confident You.
Enjoy the benefits of attentive, individually tailored service. Our welcoming and dependable bankers are empowered to help you succeed. So, take a breather — we'll be here to help you prosper.
Explore Our Personal Banking Services
Bank Accounts For Every Need
Whether you want to manage your money day-to-day, build your savings for the road ahead, or something else, we have an account for you.
Elevate access and ease.
With online banking and a secure, highly rated mobile app, managing your money is straightforward and banking on-the-go is safe and simple.
Fueling Your Financing Needs
No matter what stage of life you’re in, you can depend on First Merchants for your financing needs.
Make Your Money Accomplish More
See what sets our attentive, collaborative team apart when you choose to take advantage of First Merchants’ full range of wealth management services.
Services That Serve You Well
Whether we’re talking about the services we provide or the attentiveness our team brings to the table every day, we have more to offer that supports your financial success.
View resourcesCheck Rates and Open an Account Online in Minutes.
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1 Terms and conditions apply. Early Pay is a free service that First Merchants Bank offers at its discretion. We can’t guarantee you’ll always get your paycheck early—it depends on how and when your employer sends us your direct deposit. Not all employers send deposits early or label them in a way that qualifies for Early Pay. If your deposit doesn’t meet the criteria, it will arrive on your regular payday.
2 No overdraft fees if you’re overdrawn by $50 or less at the end of the business day and no daily fee until day 5. Overdraft Helper™ does not require enrollment and comes with most First Merchants Personal Checking accounts. It does not apply if an account is set up for overdraft protection transfers from another account or for Simple Access accounts, which do not permit overdrafts.
3 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To send or receive money with Zelle®, both parties must have an eligible checking or savings account.
