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Your Attentive Dental Practice Banker

Our team specializes in working with dentists like you. As your trusted business advisors, you can rely on us to help you set up sound business practices. We can also refer you to a wide network of other advisors who are committed to serving dentists.

The financial needs of a dental practice vary widely from start-up through expansion, retirement and eventual sale of your practice. Our goal is to provide the financial solutions you need for all stages of your business.

Your time is valuable, so our team is available to work with you on your schedule, including evenings and weekends. You can always reach a knowledgeable and dedicated professional with decision-making authority. We’ll help structure the right solution for you.

Contact Our Practice Finance Team

Secure a Dental Practice Loan

Purchasing a practice? Relocating or expanding your existing practice? Buying your office building? We can provide the practice finance loans you need.

Your lender will tailor a dental practice loan solution for you, focusing on practice cash flow. We have lending programs that offer the flexibility of extended loan terms and the convenience of 100% financing.

Dental practice loan features include: 

  • Terms up to 10 years
  • Fixed rates
  • 100% financing

We specialize in dental practice financing:

  • Practice acquisitions
  • Expansions / relocations
  • Working capital or lines of credit
  • Equipment purchases
  • Owner-occupied commercial real estate

Our dedicated team is ready to help you with your dental practice financing needs. Enjoy the convenience and flexibility of our practice finance loans.

Contact Us

Manage Your Cash Efficiently

We're committed to helping you efficiently manage your revenue and grow your practice. Our Treasury Management Team will craft a solution that makes managing finances more convenient, increases access to opportunities and accelerates results.

Regardless of your business stage, it is important to assemble the right blend of banking services and capabilities to meet and exceed your expectations.

  • Business Deposit Accounts: Our business checking and savings accounts, certificates of deposit and money market accounts are complete with all the necessary extras to make your banking faster and more convenient.
  • Online Banking: Manage your accounts anytime, anywhere. Make payments, view transactions, check images, review history and more.
  • Remote Deposit: Eliminate trips to the bank by depositing paper checks electronically from your location.
  • Merchant Processing: Offer the ease of credit card payment options for your patients with simple and affordable payment processing.
  • Business Credit Cards: Mastercard Business cards offer the flexibility to make purchases, pay bills and manage practice expenses.

Our Treasury Management specialists can help you with all phases of your cash flow cycle, from receivables to payables. Save time and money with our Treasury Management solutions

Call us at 1.866.714.4626 to get started or request more information here.


Does First Merchants offer working capital and/or lines of credit for dental practices?
  • Our dental practice financing team can help you with both. We find that many practice owners benefit from having an operating line of credit.

How do I apply for a dental practice loan through First Merchants?
  • First, we listen and learn about your specific needs and goals. From there, we advise you on the best dental practice loan options, collect financial documents and start the underwriting process. Contact us to learn more.

Does First Merchants do business for dental practices in my area?
  • We provide dental practice financing in 22 states throughout the Midwest and Southeast. Please contact us if you have questions about your location.
What rates does First Merchants offer for dental practice loans?
  • Rates change frequently, so please contact us for current dental practice loan rates.

Does First Merchants offer 100% dental practice financing?
  • Yes, we offer up to 100% financing based on cash flow and type of loan. We’ll be able to advise you on the best dental practice financing options after getting to know you and your goals.

Does First Merchants offer practice loans to refinance or consolidate my current dental practice debt?
  • Definitely. A dental practice loan to refinance debt can be a great way to improve your cash flow. Ask a practice finance banker how to get started!

Does First Merchants provide dental practice financing to purchase a practice?
  • Absolutely, this is one of our primary focuses. Through practice finance, we also help dentists refinance or consolidate debt and finance their commercial real estate. 


We’re ready to help. To get started today, contact a practice finance professional.