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Business Online and Mobile Banking

Access Your Accounts Online

Business Online Banking is one of the easiest, fastest and most convenient ways to manage your business accounts! Enroll in Business Online Banking and you'll also be eligible to activate mobile banking and  receive account statements online!


Overview of Online Banking

Business Online Banking allows you to check balances, view statements, transfer funds and pay your bills online, anytime, anywhere. You can set up ACH payments and wire transfers (fees may apply), set up account alerts, order checks, enroll in mobile banking and more, all in a secure, web-based environment. Choose Read More for details about these features, or try the system out for yourself using our demo. New to Business Online Banking? Download your step by step guide on how to enroll. Note: completing the enrollment process may take 24-48 hours.

We Can Help

Have questions about signing in? Want to learn how to make a payment or create alerts within Business Online Banking? Read more for answers to common questions, or download our Quick Start Guides to learn how to perform key tasks within the system. You'll have access to a detailed Help resource once you're enrolled, too.

Have questions? Call our Treasury Solutions Center at 1.866.833.0050.

Mobile Banking Overview

You can also do your banking whenever - and wherever - you choose. Whether at home, work, or on the go, you can check your balance, make transfers, and more on your mobile phone!

Stay on top of your accounts by downloading our mobile app for Business Clients from the App Store or Google Play, and sign in to Business Online Banking using your phone's web browser. It’s real-time account access on your terms - no banking center needed. For more information, check out our FAQs.

Sign up for Mobile Banking; it's simple!

Mobile Banking - Available Functions

FunctionMobile WebMobile App
Account Balances
Recent Transactions
Mobile Deposit 
Bill Payments
Contact Us / Help
Location Finder

Mobile Banking Terms and Conditions

Business Online Banking Terms and Conditions


Yes, Online Banking allows you to view the front and the back of each deposit ticket.  If you would like images of your deposited items please contact a Treasury Management Officer for further details on positive payremote capture or other  business receivables solutions.

The “Contact Us” feature under the Administration tab allows you to send/ receive secure messages to/from the bank. You can submit requests to add or delete accounts, maintenance, photocopy requests, etc.

Yes, under the “Money Movement” option, choose “Loan”. Click the loan account you wish to pay and select an action from the payment options on the right of the screen.

Many questions can be answered by clicking on the “How do I…”, “Terms”, or “FAQs” links at the bottom of each page or call Treasury Solutions at 1.866.833.0050 for assistance.

From, simply select the correct service from the sign in box’s dropdown menu. You’ll be taken to that service’s sign in page to begin the login process.


Up to 24 months of transaction history will become available in Mobile and Online Banking. You can access account history and search transactions with the filter function.

Business Online Banking is equipped with layered security and Out-of-Band Authentication to help mitigate both internal and external fraud. You are protected at login and when you initiate a transaction.  Please visit our Security Center for additional information.

First Merchants Bank or any of its divisions, will not contact you via email, phone, or other means and request confidential information.

If the phone number(s) presented are not valid, please contact Treasury Solutions at 1.866.833.0050 to update your phone number(s).

Transaction Limits are as follows: $10,000 for single payment, $20,000 daily limit.

If you enter your password incorrectly three times, you will be temporarily locked out of your account.  Please call Customer Service at 1-800-205-3464.

The One-Time Security Code will be required the first time you log in to the system and each time you log in with a different device. You will be prompted to initiate a phone call or text and receive a one-time code that you will input to access the system.

  • We recommend using the Phone option the first time you log in. Select a phone number and click Continue. The system will display a code that you will provide either verbally or with your phone's keypad when the call is received.
  • If you choose the Text message option, you will enter the one-time code in Business Online Banking that will be sent in a text from Short Code 32858.

Account to Account Transfers will be posted as pending transactions when initiated. Transfers initiated prior to 9 p.m. ET will be effective the same business day. Transfers initiated after 9 p.m. ET will be effective the next business day.

We recommend you bookmark to take full advantage of our integrated sign in box and to access the rest of our online content.

Checking, Savings, Loan and CD accounts are available on Business Online Banking.

From, select Business Online Banking from the dropdown menu in the login box to begin the login process. If you’re using a mobile device, you’ll see mobile login options as well.