Ever heard of the saying, “You can lead a horse to water, but you can’t make them drink”? That’s what comes to mind when Employers go to the trouble and expense to put a 401(k) Plan in place for their employees and then get little or very low participation in the plan.

I was at an after-hours gathering with several co-workers recently and a discussion about particularly trustworthy people we knew came up.

April was National Financial Literacy Month, recognized in the United States as an effort to help Americans make sound financial decisions and to manage their money wisely.

Some people think that 401(k) plans have little exposure to fraudulent activity. The truth is, whenever there is an incentive, the opportunity, and the rationalization to commit fraud, then fraud is a real possibility...

What happens when one variable that countless textbooks hold to be true, turns out to be wrong? It can render entire theories obsolete.