Applying for a business loan can be a confusing, intimidating process – especially if you’re a first-time business owner or new entrepreneur.

You wouldn’t purchase a car or a house without insurance – so why wouldn’t you want a similar safety net for your business? “Fraud is so prevalent in the business world,” shared Sarah Shuler, Vice President and Director of Treasury Management Sales with First Merchants Bank.

According to The Stock Trader’s Almanac, February is historically the second-worst month for the markets.

Despite the considerable policy ground that has been covered so far in the Federal Reserve’s fight against inflation with interest rates being hiked by 4.50% and the central bank balance sheet being shrunk by over half a trillion in less than a year ...

Last week the markets gave back just a little bit of the year-to-date gains. For the week ending 2/11/23, the S&P 500 was down 1.07%, the Dow Jones was down 0.11% and the NASDAQ was down 2.37%.