New Look Loan
New Look Home Equity Loan
Get rates as low as 7.49% APR* AND UP TO 11.24% APR**
It’s our goal to help you prosper. And if you have home improvement goals, or need to consolidate debt, but are worried about qualifying for a traditional home loan or HELOC, our attentive bankers may be able to help. The New Look Loan can help you avoid high interest rates associated with most credit cards and provides consistency with scheduled monthly fixed payments, a fixed rate, and a fixed term. And if you have limited or no credit history, we work with you to accept alternative credit information such as twelve consecutive payments of a utility or phone bill.
NEW LOOK PAYMENT EXAMPLES:
| $15,000.00 | Scenario 1* | Scenario 2** |
| Loan Term | 7 year (84 months) | 7 year (84 months) |
| Payment Frequency | Monthly | Monthly |
| Annual Percentage Rate* | 7.49% | 11.24% |
| Cost of Loan | $19,320.01 | $21,733.60 |
| Total Payment | 84 | 84 |
| Scheduled Payment | $230.00 | $258.73 |
Home Equity Loan for Low to Moderate Income Homeowners
Turn Your Home’s Value into Opportunity
Need to make essential home improvements or simplify your finances? Our Home Equity Loan is designed specifically for low-to-moderate income homeowners—offering a smart, affordable way to access the funds you need.
Why Choose Our New Look Home Equity Loan?
- Low, Fixed Interest Rates – Predictable monthly payments that fit your budget
- Flexible Terms – Choose a repayment plan that works for you
- No Hidden Fees – Transparent, upfront pricing
- Fast, Simple Application – Get started online in minutes
Use Your Loan For:
- Home repairs or renovations
- Consolidating high-interest debt
- Covering major expenses with confidence
Your home has value—let it work for you.
Apply today and take the next step toward financial peace of mind.
*Annual Percentage Rate (APR) monthly payment examples of $230.00 is based on $15,000 financed for 84 months with a fixed rate of 7.49%. APR of 7.49% based on personal credit score of 740 and above, with a loan to value up to 80%. Payment example only and rates are subject to change at any time. **Annual Percentage Rate(APR) monthly payment example of $258.73 is based on $15,000 financed for 84 months with a fixed rate of 11.24%. APR of 11.24% based on personal credit score of 600 and above or alternative credit for individuals with no credit or less than three tradelines that have less than 12 month history, with a loan to value up to 100%. Payment example only and rates are subject to change at any time. Subject to credit approval, Eligibility requirements apply. Product guidelines subject to change. Alternative credit history is allowed for individuals with no credit or less than three tradelines that have at least 12 month payment history. Alternative credit sources must be currently active or active within the last 12 months. Maximum debt to income for home improvements 47%, maximum debt to income for debt consolidation 44%. Other restrictions apply. Please see a banker for details.
