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Get a Top Rate from a Top-Rated Bank!

Check out our Current CD and Money Market Savings Specials


Take advantage of new great rates from a Forbes and Newsweek rated “Best Bank”! Enter your zip code below to see our current Money Market and CD specials, and easily open your account online. Or call or visit one of our attentively helpful bankers today! Rates may vary by zip code, check out your best rate offer by entering your zip code below.

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4.25% APY*
Money Market Special Rates


* Offer effective as of October 17, 2024 and is subject to change. Annual Percentage Yield (APY) of 4.25% is available for the first 90 days with a $10,000 minimum opening deposit of new money to First Merchants Bank into a new Money Market account with an Elite checking account, or 4.20% APY without an Elite checking account. Balances of less than $10,000 will earn 0.01% APY. Rates are tiered based on account balance, subject to change and determined by the bank. New money is defined as money not currently on deposit at FMB for 180 days. Fees may reduce earnings. Public funds are not eligible. Offer may be withdrawn by bank at any time.


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Service and Solutions That Stand Apart

First Merchants is more than a bank—we’re your partners. We understand and anticipate your needs. We act in your best interests and offer relevant solutions. And of course, we always keep our promises.