TAKE STEPS NOW TO BUILD AN EMERGENCY SAVINGS FUND
Emergencies are unpredictable and can affect your financial stability in an instant. An emergency fund is a separate savings or bank account used to cover or offset the expense of an unexpected situation. It can help pay for large, unexpected expenses,
such as:
- Medical expenses
- Home repairs
- Car repairs
- Living expenses from unemployment
How to Build an Emergency Fund
Step 1 - Set an emergency savings goal and create a plan to save a certain amount each month.
Step 2 - Have a portion of your paycheck direct deposited into
a savings account.
Step 3 – Save money from gifts, tax refunds, stimulus checks, and collect spare change.
Step 4 – Regularly monitor your savings progress and adjust contributions as needed.
Step 5 – When you reach your goal and have your emergency savings set aside, keep saving and put longer-term savings into a CD.
Ready to start saving? Our bankers are here to walk you through the process. Call to schedule an appointment with a banker or open a savings account online today.
SIGN UP FOR FIRST MERCHANTS FIRST DIRECT CHECKING
First Merchants First Direct Checking is an account with premium benefits exclusively for employees of participating businesses or first responders and members of the military.2 As an employee of a participating company, you can open a First Direct checking
account with no minimum balance requirement and no opening deposit if you sign up with direct deposit. First Direct checking also earns interest starting at $2,500,3 offers free official checks and money orders, provides discounts on various services
and more.
Start taking advantage of the First Direct checking account today or call 1.800.205.3464 to learn more.
MOBILE WALLET IS A LOW-CONTACT, HIGH-IMPACT TOOL TO PAY ON THE GO
First Merchants is proud to offer a wide range of digital banking tools that allow you to manage your money simply and securely. Mobile wallet options like Apple Pay® and Samsung Pay® offer security and convenience for paying on the go. Make your
First Merchants Mastercard® debit card the default card in your mobile wallet, and use it at millions of participating retailers.
To use Apple Pay® or Samsung Pay®, hold your device next to the terminal, authorize your purchase and you’re done! This is also a secure way to pay, as your card number and security code are not visible to the merchant, and First Merchants
Bank monitors all transactions through fraud detection systems.
If you need help getting started with any aspect of mobile banking, we are happy to assist you at a physical banking center location. Please make an appointment at a nearby center or call us at 1.800.205.3464 Learn how to set up mobile wallet on your device.
SCAM ALERT
Currently, fraudsters are using phone calls or texts claiming to be from First Merchants and requesting your login information to “protect” you. They can even make communications look like they’re coming
from official First Merchants phone numbers. Ignore their text or hang up on the call. Then, call First Merchants Customer Service directly at 1.800.205.3464.