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Get up to $500 when you switch to First Merchants!1

Our bankers are attentive. They get to know you, anticipate your needs, and serve as a trusted partner in your financial success story.

1 With qualifying activities. Terms apply.

Check out our Current CD and Money Market Savings Specials


Take advantage of new great rates from a Forbes and Newsweek rated “Best Bank”! Enter your zip code below to see our current Money Market and CD specials, and easily open your account online. Or call or visit one of our attentively helpful bankers today! Rates may vary by zip code, check out your best rate offer by entering your zip code below.

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4.15% APY2
Money Market Special Rates


Enter Your Zip Code to Get Your Best Rate.


Need help opening a CD or Money Market online?


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Service and Solutions That Stand Apart

First Merchants is more than a bank—we’re your partners. We understand and anticipate your needs. We act in your best interests and offer relevant solutions. And of course, we always keep our promises.

2 Offer effective as of May 15, 2025 and is subject to change. Annual Percentage Yield (APY) of 4.15% is available for the first 180 days with a $10,000 minimum opening deposit of new money to First Merchants Bank, or $10,000 or more from a matured Certificate of Deposit at First Merchants Bank, into a new Money Market account with an Elite checking account, or 4.09% APY without an Elite checking account. Balances of less than $10,000 will earn 0.01% APY. Rates are tiered based on account balance, subject to change and determined by the bank. New money is money not currently on deposit at FMB or money that has been deposited in the past 180 days. Fees may reduce earnings. Public funds are not eligible. Offer may be withdrawn by bank at any time.