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An Adjustable-Rate Mortgage, or ARM, is a type of mortgage loan that offers homeowners greater flexibility in their house hunt.

Buying a home is the largest purchase most people ever make, and the down payment process can be tricky – it can be difficult to know how much you’ll need, or what the average down payment on a house for a first-time buyer is.

Preparing to take out a mortgage is a big decision. Using a mortgage calculator can help to estimate your monthly mortgage payments and start planning for your financial future.

Saving money is not always easy and it can be tempting to put off reviewing your finances for another day. But small improvements to the way you think about saving money today could add up quickly.

Understanding how a mortgage works is essential for identifying how much monthly payments will be and giving you a clear indicator of the affordability of a loan.