Managing your money isn't just about checking your account balance - it's about understanding where your money goes and finding ways to make it work harder for you.
That's where Financial Insights can help.
Built into the First Merchants mobile app and online banking, Financial Insights gives you personalized tips based on your account activity. Whether you're focused on everyday spending, growing your savings, or getting a clearer picture of your finances, Financial Insights helps you make smarter money decisions with confidence.
What Is Financial Insights?
Financial Insights is a free tool available through the First Merchants mobile app and online banking. It reviews your account activity and provides personalized updates about your spending and saving habits.
These insights can help you stay informed, find ways to save, and make better financial decisions. The more you use your accounts and connect external accounts, the more personalized your insights become.
How Financial Insights Can Help
Life gets busy. Bills, subscriptions, and everyday purchases can make it hard to keep track of where your money is going. Financial Insights makes money management easier by giving you relevant information when you need it.
With Financial Insights, you can:
- Get alerts about low balances, upcoming bills, and unusual account activity
- Track spending patterns and identify ways to reduce expenses
- Find recurring subscriptions and forgotten memberships
- View balances across linked accounts in one place
- Monitor your savings progress
- Receive personalized recommendations based on your financial activity
- Feel more confident about your day-to-day financial decisions
Whether you're following a budget, building an emergency fund, or simply trying to stay organized, Financial Insights can help you.
Personalized Insights for Your Goals
Financial Insights looks for patterns in your account activity and highlights information that may help you reach your financial goals.
Depending on your activity, you may receive updates about:
- Upcoming bills and recurring payments
- Subscription charges and price increases
- Spending summaries and category trends
- Savings opportunities and savings milestones
- Deposits
- Large transactions
- Low-balance alerts
- Budget and cash flow activity
These personalized insights help you stay ahead of potential problems and make informed decisions about your money.
See More of Your Finances in One Place
One of the most powerful features of Financial Insights is the ability to bring more of your finances together in one view.
By linking eligible external accounts, you can see more of your financial picture in a single dashboard. This makes it easier to track spending, monitor savings, and understand where your money is going.
With a clearer view of your finances, you can make informed financial decisions and find more opportunities to improve your financial health.
Getting Started Is Easy
Financial Insights is already available in First Merchants’ online banking and mobile app. Simply log in to see your personalized insights.
As your financial needs change, Financial Insights continues working in the background to help you find opportunities, avoid surprises, and stay focused on your goals.
Managing your money doesn’t have to be complicated. Having the right information at the right time can help you prosper every day.
Ready to get started? Log in to the First Merchants mobile app or online banking and look for your Financial Insights today.
