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Troy Fairbanks

First Merchants Bank Mortgage Branch Sales Manager Troy Fairbanks

Contact Information



Ann Arbor / Dundee / Milan / Ida

1328 South Main St., Ann Arbor, MI 48104


Direct: 734.548.6344

Cell: 313.999.3184

Fax: 248.479.1997

NMLS #: 525344


Gary Dowling

Loan Officer Assistant

Email Gary


Direct: 734.548.6332

Cell: 810.845.4166

Fax: 248.479.1644

NMLS #: 170887


About Troy

Welcome and thank you for visiting my website. As a Mortgage Branch Sales Manager with First Merchants, I am focused on great customer service, building long-standing relationships with my clients, and simplifying the home financing process. Whether purchasing a new home or refinancing your current home, my team and I are dedicated to ensuring our customers have the best mortgage financing experience possible.

I am confident we may have the loan program to fit your needs, including: Conventional, FHA, VA, Jumbo, Construction, and Portfolio products. Please don’t hesitate to contact me at any time so we can discuss your needs and discover the best loan option together.



Get Pre-Qualified

A pre-qualification provides an estimate of the loan amount and type that’s best for you, so you’ll know what homes are within your price range.

Apply Online!

Use our convenient online mortgage application for your loan now. The application should take about 20 minutes to complete.

Apply for a Loan with Troy

Mortgage Calculators

Use these quick calculators to compare and contrast various loan options.

More Mortgage Calculators

Loan Options

Let me help you find the right mortgage. Explore our options below and contact me for more information.