Marc Michalak
First Merchants Bank | Marc Michalak | Mortgage Banker
Contact Information
Location
Royal Oak
400 W. 4th Street, Suite 450, Royal Oak, MI 48067
Phone
Cell: 734.777.5758
NMLS #: 325054
About Marc
Welcome, and thank you for visiting my website.
With more than 20 years of experience in mortgage lending, I bring a unique perspective to helping individuals and families navigate one of the most important financial decisions they will make. My career has included roles as a Mortgage Underwriter, Operations Manager, Underwriting Manager, and now Mortgage Banker. That experience gives me an in-depth understanding of the mortgage process from application through closing and, more importantly, the ability to help my customers find solutions when their financing needs are not one-size-fits-all.
My approach is simple: make the mortgage process easier to understand, provide honest guidance, communicate along the way, and find the financing solution that best fits each customer's goals. Whether you are purchasing your first home, building your dream home, moving into your next home, refinancing, or exploring a more complex financing scenario, I am committed to being a trusted resource throughout the process.
I am a proud graduate of the University of Toledo and was born and raised in Monroe, Michigan. My wife, Erin, and I are raising our two active children in Beverly Hills, Michigan, while maintaining strong ties to Monroe and the Downriver communities. When I am not helping customers with their mortgage needs, you'll often find our family enjoying Northern Michigan or taking in a local sporting event.
I am proud to offer a wide range of financing options, including Conventional, FHA, VA, Jumbo, Construction, and custom Portfolio lending solutions. My extensive underwriting and operations background allows me to look beyond the numbers, anticipate potential challenges, and help guide customers toward the right financing strategy.
Whether you are buying, building, refinancing, or simply have questions about your options, I would welcome the opportunity to help.
Let's make your next move happen. Contact me today, and together we'll find the mortgage solution that fits your goals.
Get Pre-Qualified
A pre-qualification provides an estimate of the loan amount and type that’s best for you, so you’ll know what homes are within your price range.
Apply Online!
Use our convenient online mortgage application for your loan now. The application should take about 20 minutes to complete.
Mortgage Calculators
Use these quick calculators to compare and contrast various loan options.
Loan Options
Let me help you find the right mortgage. Explore our options below and contact me for more information.