Brad Donnelly

Location

Royal Oak

400 W. 4th Street, Suite 450, Royal Oak, MI 48067

Phone

Direct: 248.538.2283

Cell: 248.320.8044

Fax: 248.479.1715

NMLS #: 138413

Ramona Edwards

Mortgage Banking Partner

Email Ramona

Phone

Direct: 248.538.2274

Fax: 248.479.1755

NMLS #: 1660107

About Brad

For more than 30 years, Brad Donnelly has helped individuals and families make informed mortgage decisions that support both their homeownership dreams and long-term financial goals. Since beginning his mortgage career in 1993, Brad has built a reputation for providing thoughtful guidance, practical solutions, and a highly consultative approach to lending.

Brad works with borrowers at every stage of homeownership, from first-time buyers and move-up homeowners to real estate investors and custom-home builders. His expertise includes construction lending, renovation financing, jumbo mortgages, investment property financing, refinancing, and cash flow-focused mortgage planning.

As Mortgage Sales Manager with First Merchants Bank, Brad combines frontline lending expertise with leadership experience, helping both clients and industry professionals navigate an increasingly complex mortgage landscape. His performance has earned him recognition among the top 1% of the First Merchants team and Gold Shield honors in two of the last four years.

Known for educating clients rather than simply selling loan products, Brad believes borrowers make better financial decisions when they fully understand their options. He believes the best mortgage strategy is not always the lowest rate, but the solution that best supports a client's overall financial goals. He takes pride in presenting multiple financing strategies, explaining the advantages and tradeoffs of each, and helping clients select solutions that align with both their immediate needs and long-term objectives.

The foundation of Brad's business has always been built on referrals from past clients and professional partners who value his consultative approach, industry expertise, responsiveness, and commitment to helping borrowers make informed financial decisions. Over the years, he has developed lasting relationships with homeowners, realtors, builders, financial advisors, attorneys, accountants, and banking partners who consistently trust him as a resource for mortgage financing, construction lending, cash flow planning, and long-term homeownership strategies.

A graduate of Michigan State University, Brad has spent his career serving clients throughout Michigan while raising two children in the Metro Detroit area. He takes pride in building long-term relationships and helping clients navigate important financial decisions with confidence, clarity, and a strategy tailored to their goals.