Skip to main content
FMB Logo Header Desktop
Scroll To Top


Take on Home Renovations of Any Size with a Home Equity Line of Credit from First Merchants Bank.

Is your home turning out to be a bit more of a fixer-upper than you bargained for? Or maybe you'll snap if you have to look at those old cabinets one more time. Either way, it sounds like you could use a Home Equity Line of Credit (HELOC).

Our rates can help you give your house a makeover, fast. Get our best HELOC rate now! Hurry this offer is for a limited time only. Tap into your home's equity to paint, prime, and prosper!


6.80% APR*


Offer effective April 1, 2024 through June 30, 2024. This promotional rate will revert to the Prime Lending rate after 9 Months.

8.50% APR*

RATE AS OF 4/1/2024

Need more details? Schedule an appointment with a banker today!

Schedule Appointment

* APR (Annual Percentage Rate) is fixed for 9 months then the rate will reprice to standard Home Equity Line of Credit (HELOC) rates that are variable and subject to change based on published fluctuations in the Wall Street Journal Prime Rate. Current PRIME Rate As of April 1, 2024 is 8.50%. Maximum Annual Percentage Rate (APR) is 25%. To receive this offer, loan to value must be 89.99% or less with a credit score of 700 and above. Property insurance is required. Owner occupied properties only. Offer valid on applications received April 1 through June 30, 2024. Annual fee of $75 is waived the first year. Normal credit underwriting standards apply. Offer subject to change or cancellation without notice. Refinance of existing First Merchants Bank HELOC requires minimum increase of credit line by $20,000 and existing First Merchants Bank HELOC cannot have a current note date of 2023. NOTE: Offer credit score and requirements are based on standard First Merchants pricing tiers for consumer lending.