All loans are subject to credit approval. Programs are available only to qualified borrowers. Not all applicants will qualify for all program benefits. Please contact First Merchants Bank to learn more about the program and the eligibility requirements.
Programs are subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply.
1100% financing does not exclude closing costs and/or prepaids that may be required.
2Available to medical doctors who have a minimum of a Medical Doctor (MD), Doctor of Osteopathy (DO), Doctor of Dental Surgery (DDS), Doctor of Dental Medicine (DMD), Doctor of Pharmacy (PharmD), or Doctor of Veterinarian Medicine (DVM) degree
and an employment contract or verification of terms of employment acceptance. Medical Doctors with the degrees listed above but specializing in a particular field including but not limited to Dentists, Podiatrists and Ophthalmologists are also permitted.
3The donor must be an immediate family member or domestic partner who lives with the borrower.
4Student loan debt must be in deferment or forbearance for a minimum of 12 months after loan closing to avoid being counted in your debt-to-income calculations. Must be purchase of a primary residence in Indiana, Michigan, Ohio, Illinois and Kentucky. Borrower must have a minimum credit score of 680 to be eligible.