How to keep it free:
Make one direct deposit of at least $200 monthly.4 Otherwise, $10 monthly maintenance fee.
Other service fees may apply. Please see our Banking Fees.
1 In Interest tiers starting at $2,500. Interest is accrued daily and credited monthly.
2 Subject to credit approval.
3 An NSF/OD item is defined as 1 or more items presented to an account with
non-sufficient funds on a business day.
4 Multiple deposits of less than $200 will not qualify. First direct deposit must be received within 30 days of account opening.
5 First responders include police,
firefighters and paramedics. Military includes active members and veterans of the Army, Navy, Marine Corps, Air Force, Coast Guard and National Guard. Note: Annual Percentage Yield is abbreviated by APY.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
6Must have a bank account in the U.S. to use Zelle.
Please see terms and conditions of First Merchants Mobile Banking.