1 In Interest tiers starting at $2,500. Interest is accrued daily and credited monthly.
2 Subject to credit approval.
3 Multiple deposits of less than $200 will not qualify. First direct deposit must be received within 30 days of account opening.
4 First responders include police, firefighters
and paramedics. Military includes active members and veterans of the Army, Navy, Marine Corps, Air Force, Coast Guard and National Guard.Educational workers include any employee of a school system. Healthcare workers include physicians, nurses, emergency
medical personnel, dental professionals and students, medical and nursing students, lab technicians, pharmacists, hospital volunteers, therapists and administrative staff.
5 Credit may only be applied towards closing costs and
not applied as a principal reduction, or considered part of any minimum down-payment requirement, or be used towards cash back to the borrower at closing. May not be combined with any other offer or exceed third party contribution limits. First Direct
account must be opened prior to the initial underwriting of the loan.
6 Must have a bank account in the U.S. to use Zelle.
Note: Annual Percentage Yield is abbreviated by APY.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Please see terms and conditions of First Merchants Mobile Banking.