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Home Improvement Loans

Home Improvement Loan

Thinking about remodeling your kitchen or bath? Get a First Merchants Home Improvement Loan, no equity required.

Get started with your application online or call 1.800.205.3464.


  • Quick approval and closing*
  • No fees
  • Unsecured
  • Low fixed rate
  • Flexible terms
  • No prepayment penalty


  • For Home Improvement only
  • May not payoff other debts
  • One Home Improvement Loan per household

Minimum/Maximum Loan Amount:

  • $1,000/$5,000

Is This the Right Alternative for You?

Consult one of our trusted lending experts today to discuss our Home Improvement Loan or other smart borrowing solutions. Get started with your application online, call 1.800.205.3464, visit one of our banking centers, or email us for a free loan evaluation and consultation. 

*subject to credit approval.