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Gold Standard Rewards

Expect more from your debit card

From gift cards to travel rewards, it pays to use your debit card

With Gold Standard Rewards™, the debit rewards program from First Merchants, you earn points just by using your personal debit card and signing for purchases. It's free, and so simple - just use your First Merchants debit card! 

You won’t believe all the cool things you can get just for using your card – from brand name electronics and gift cards to round trip airfare with no blackout dates! And now, with ScoreMore, you have even more ways to earn and redeem your points, plus we've added special discount offers from popular merchants!

Button to click to go to Gold Standard Rewards website


What's New

  • Earn points with Apple Pay® and Samsung Pay®
  • Redeem your Rewards points for gift cards
  • Earn Bonus Points when shopping at select stores and online
  • Take advantage of special discount offers!

It's Easy to Participate!

You don't need to sign up or pay an annual fee - you can start earning points right away! Just remember to use your First Merchants debit card when you shop. Most non-PIN based debit transactions qualify, so use your debit card at your favorite stores, set up automatic bill payments, and use your card for online purchases. You’ll be amazed how fast your points add up!

  1. Create your online profile using your debit card number at GoldStandardRewards.com.
  2. Earn points with signature transactions — simply choose or request “credit”. You’ll automatically earn one Rewards point for every $3 in qualifying purchases (including Apple Pay® and Samsung Pay® transactions).
  3. To redeem your points and see available Rewards, just visit GoldStandardRewards.com. We'll also mail you a quarterly Rewards point statement for your records.

NEW! Earn Bonus Points with the special offers in our ScoreMore Mall. Just follow the instructions online to earn Bonus Points when shopping at select stores near you and online. Thousands of retailers are already part of our program, so be sure to use your debit card at all your favorite places to shop!

Already collecting Rewards?

  • Sign in at GoldStandardRewards.com to view your points balance, see available Rewards, or redeem your points anytime.
  • Check back soon for new Bonus Point offers and special discounts in our ScoreMore Mall!

Merchandise Rewards

  • Choose from appliances, electronics, home furnishings, recreation, and more!
  • NEW! Redeem your points for gift cards from your favorite places to shop! 
  • Enjoy free shipping on all merchandise
  • Redeem points online (GoldStandardRewards.com) or by calling 888.675.6646

Travel Rewards

  • Redeem points for airline tickets, hotel and rental car certificates, cruises, vacation packages, and much more!
  • Round-trip airline tickets start at 35,000 points
  • A variety of air reward types, including no blackout date options, provides flexibility when redeeming
  • Redeem points online (GoldStandardRewards.com) or by calling 866.465.8868

Now Available! Discount Offers

Be sure to look for our new ScoreMore Mall within GoldStandardRewards.com to take advantage of special discount offers from local and national retailers - no points required! Deals change regularly, so visit our ScoreMore Mall and start shopping!

Score More points with these tips! 


Button to click to go to Gold Standard Rewards website

Available rewards may vary. Current catalog available at www.GoldStandardRewards.com


Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.