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Credit Cards

Smart Credit Solutions Backed by a Bank You Trust

Finding the right credit card shouldn’t be complicated—and with us, it isn’t. Whether you want to pay down debt, earn rewards, build credit, or get more out of everyday purchases, we’ve got a card that fits your lifestyle.

And Every First Merchants Credit Card Comes With:

  • Worldwide Purchasing Power – Shop confidently at millions of locations across the globe.
  • Mobile Wallet Compatibility – Tap, pay, and go with your favorite mobile device.
  • Zero Fraud Liability* – Shop with confidence knowing you're protected from unauthorized charges.
  • 24/7 Cardmember Support – Help is always available, whenever you need it.

Apply for Your Credit Card



*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.