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Credit Cards

I want to access my existing credit card account.

Find the Credit Card That's Right for You!

Choosing the right credit card is easier than ever.

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Let's get started…

Save with a longer intro rate.

Visa® Platinum Card

Picture of First Merchants Visa Platinum cardSave on interest with an extended introductory rate and pay down other credit card balances faster. More

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Earn valuable rewards.

Pick the best rewards card for you!

Picture of First Merchants Visa Bonus Rewards Card

Visa Signature® Real Rewards Card

Earn 1.5 points monthly for every dollar you spend on eligible net purchases.¹ There is no cap or limit on the points you can earn. Choose to redeem your points for cash back, merchandise, travel, and gift cards from popular retailers. More


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Premier Rewards American Express® Card

Picture of First Merchants Cash Rewards American Express Card

Earn rich rewards and get superior travel and lifestyle benefits with this chip-enhanced card. More


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Picture of First Merchants Cash Rewards American Express CardCash Rewards American Express® Card

Earn cash back¹ every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases², plus $25 cash back¹ after your first purchase. More

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Visa® College Rewards Card

Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spend. More

Picture of First Merchants Visa Bonus Rewards Card

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Picture of First Merchants Visa Secured CardVisa® Secured Card

Start building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More

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¹You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your account within a billing cycle (equal to 1.5% cash back).
²The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minue credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. you may not redeem Points, and you will immediately lose all of your Points, if you account is closed to future transactions (including, but not limited to, due to program misues, failure to pay, bankruptcy, or death).

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.


Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.