Skip to main content
FMB Logo Header Desktop
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Scroll To Top

Small Business Specials and Offers

Small Business Specials

Special offers. Real business impact.

Take advantage of limited-time rates and solutions designed to help your business save, grow, and succeed.

4.25% APY****

24 Month Promo CD Special

CONTACT A BANKER

4.15% APY****

18 Month Promo CD Special

CONTACT A BANKER

4.10% APY***

12 Month Promo CD Special

CONTACT A BANKER

4.00% APY**

9 Month Promo CD Special

CONTACT A BANKER

4.00% APY*

Money Market Special

CONTACT A BANKER

Want to open a Small Business CD or Money Market?

Schedule a Call with a Banker

Service and Solutions That Stand Apart

First Merchants is more than a bank—we’re your partners. We understand and anticipate your needs. We act in your best interests and offer relevant solutions. And of course, we always keep our promises.

* Offer effective as of June 5, 2026 and may be withdrawn by the bank at any time. Annual Percentage Yield (APY) of 4.00% is available for the first 180 days by opening a new Money Market account (MMA) with new money to First Merchants (FMB) (New Money is defined as funds not currently on deposit with FMB, funds that have been on deposit with FMB for less than 180 consecutive days or proceeds from a maturing FMB Certificate of Deposit (CD), provided the CD has been continuously on deposit with FMB for more than 180 days prior to its maturity date.) and by maintaining a minimum of $10,000 during the promotion period. Balances of less than $10,000 will earn 0.01% APY. Fees may reduce earnings. Public funds are not eligible. Interest rate after the promotional term has expired will be at the standard MMA rate. MMA rates are tiered based on balance and may vary. Rates are subject to change and determined by the bank.

** Offer effective October 6, 2026 and is subject to change. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly.  Limited time offer, subject to change. At maturity, certificate will automatically renew into the current term at standard rates.  Note: Annual Percentage Yield is abbreviated as "APY."

*** Offer effective October 6, 2026 and is subject to change. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly.  Limited time offer, subject to change. At maturity, certificate will automatically renew into the current term at standard rates.  Note: Annual Percentage Yield is abbreviated as "APY."

**** Offer effective September 24, 2026 and is subject to change. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly. Limited time offer, subject to change. At maturity, certificate will automatically renew into the current term at standard rates. Note: Annual Percentage Yield is abbreviated as "APY."

close