Car and Vehicle Loans
Auto Loan Rates Starting at Just 5.99% APR*
Your next car is closer than you think—and we’re here to help you make it yours. At First Merchants, we believe in building relationships—not just accounts. Our attentive bankers are ready to help you move forward with confidence.
Automobiles
Whether it’s your first car, dream car, or somewhere in between, we have a loan option for you. You can use a First Merchants’ Vehicle Loan on any year, make, or model. Get financing for that new truck or a used beater – or refinance your current vehicle.

Motorcycles
Want to feel the wind in your hair? You can use a First Merchants vehicle loan to purchase new or used motorcycles so you can blaze down that highway in style.

RV
If you hear the song of the open road, a First Merchants RV loan can help you sing along. We’ll help you purchase a new or used RV so you can start planning that family road trip – or we’ll refinance your current RV so you can start saving up for your upcoming adventure.

Boat
If you need help keeping your fishing hobby afloat, we’re here – our vehicle loans also cover new and used boats!

Why Choose Us?
- Competitive, transparent rates
- Fast, hassle-free approval process
- Flexible terms tailored to your needs
- Financing for new and pre-owned vehicle
How to Get a First Merchants Vehicle Loan
Consult one of our attentive lending experts today to discuss our vehicle loan options or other dependable borrowing solutions. Call 1.800.205.3464, visit one of our banking centers, or email us for a free loan evaluation and consultation.
Talk to an attentive banker.
Schedule Appointment
*APR=Annual Percentage Rate. Loans are subject to credit approval. Certain restrictions apply. Loan rates are based on credit scores, vehicle model year, and loan term. 5.99% APR is based on 60-month term with a minimum credit score of 740. Rates are subject to change. Not all applicants will qualify.