Frequently Asked Questions (FAQ)

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Does First Merchants offer practice loans to refinance or consolidate my current practice debt?

Definitely. A dental or veterinary practice loan to refinance debt can be a great way to improve your cash flow. Ask a practice finance banker how to get started!

Does First Merchants do business in my area?

We provide practice finance services throughout the Midwest. Please contact us if you have questions about your location.

Does First Merchants offer working capital and/or lines of credit?

Our practice finance team can help you with both. We find that many practice owners benefit from having an operating line of credit.

Does First Merchants provide practice finance loans to purchase a practice?

Absolutely, this is one of our primary focuses. Our practice finance team can also help you refinance or consolidate debt and finance your commercial real estate.

How do I apply for a practice finance loan through First Merchants?

First, we listen and learn about your specific needs and goals. From there, we advise you on the practice finance loans best suited for you, collect financial documents and start the underwriting process. Contact us to learn more.

What rates does First Merchants offer for private practice loans?

Rates change frequently, so please contact us for current rates on practice finance loans.

Does First Merchants offer 100% practice financing?

Yes, we offer up to 100% practice finance loans based on cash flow and type of loan.

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Frequently Asked Questions (FAQ)