2018 PRIVATE WEALTH PERSPECTIVES NEWSLETTERS

2018 Quarterly Newsletters

Download the quarterly Private Wealth Perspectives Newsletters to read them in full:

To see and read individual articles, select the quarter from the "All Categories" drop-down below. From there you can find links to each individual article for that corresponding quarter.

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Utilizing Your HSA Plan

November 7, 2018

Discrimination testing is part of most of our lives if we participate in a non-Safe Harbor retirement plan. Discrimination testing (also known as ADP/ACP testing) is performed each year...

Easy Button

November 7, 2018

I recently had the opportunity to recall and relate to a well branded marketing campaign – the “Easy Button”. Introduced by a national big box retailer to businesses and consumers, the strategy...

Incentives Matter

November 7, 2018

First day, freshman year of college, Microeconomics 101 class. Two words were written on the white board: Incentives Matter...

Charitable Gifts under the 2018 Tax Act

November 7, 2018

It’s November and the final quarter of 2018 is underway. The approach of December 31st signals not just the coming of New Year’s Eve but the deadline for charitable contributions for the current year...

Estate Planning in a Digital World

July 2, 2018

A generation ago, a postman delivered your mail, you kept photos in albums, documents in file cabinets, and your money was generally in an account...

Revisiting 2012's Retirement Plan Fee Disclosure

July 2, 2018

Are your retirement plan fees clearly identified and understandable? They should be...

The Importance of Trade

July 2, 2018

An important part of our jobs is to separate noise and biased nonsense from the underlying truths and realities that might make a difference in how we view...

Why Not "Trust" Yourself

April 2, 2018

Every estate planner will tell you that you should have a will, and they are right. Basic estate planning documents like a will, power of attorney, etc. are a real necessity for almost everyone. However, many people...

When Fed Tightening Meets Equity Overvaluation

April 2, 2018

That equity markets have been relatively price volatile thus far in 2018 may be an understatement. By early February...

It's Deja Vu All Over Again

April 2, 2018

Just like Yogi Berra, the famous baseball player, once said, “It’s déjà vu all over again”! Spring is here again...

The Truth about 401(k) True Ups!

April 2, 2018

Each year, we predictably get from employers this question; “Why must we true up our retirement plan if we’re matching the employee deferrals each pay period?

What does the new tax bill mean for Retirement Plans?

January 12, 2018

In the beginning, there were many proposed changes that would have turned the retirement plan world upside down! Including capping the pre-tax 401(k) contribution to...

Four Horsemen

January 12, 2018

Equity investors managed to put much more space between their portfolio's market value and 2008, by a nice margin. Several things fell into place to make...

Happy New (Tax) Year!

January 12, 2018

In case you were indulging in too much egg nog and missed the news, Congress pass a new Income Tax Act effective for the 2018 tax year. While dissecting exactly what this act means to you...

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2018 PRIVATE WEALTH PERSPECTIVES NEWSLETTERS

2018 Quarterly Newsletters

Utilizing Your HSA Plan

Easy Button

Incentives Matter

Charitable Gifts under the 2018 Tax Act

Estate Planning in a Digital World

Revisiting 2012's Retirement Plan Fee Disclosure

The Importance of Trade

Why Not "Trust" Yourself

When Fed Tightening Meets Equity Overvaluation

It's Deja Vu All Over Again

The Truth about 401(k) True Ups!

What does the new tax bill mean for Retirement Plans?

Four Horsemen

Happy New (Tax) Year!