Checking Your Way
First Merchants' personal checking accounts simplify your banking experience and reward you for the things you already do.
Free Features of All Checking Accounts
- MoneyPass - More than 25,000 free ATMs nationwide. Learn More
- Overdraft Protection Transfers - Free from any linked account. Learn More
- Online and Mobile Banking - Bank from anywhere with Mobile Deposit and People Pay. Learn More
- Enhanced MasterCard Debit Card - With Identity Theft Protection. Learn More
- Gold Standard Rewards - Rewards earned with your debit card. Learn More
- Samsung Pay and Apple Pay - Keep moving with Mobile Wallet. Learn More
- eStatements - Free with every account. Learn More
Our Personal Checking Accounts
- Mortgage Lending - Your local mortgage expert can help determine which loan is right for you, how much home you can afford, and what you'll need for loan approval.
- Wealth Management - We partner with individuals, familities and organizations to provide comprehensive solutions and personal service in pursuit of a secure financial futures.
- Business Banking - We are a proud partner to business owners in our local communities with our combination of vast financial resources and personal, local service.
- Personal Loans - For all stages of life, we have loans that are uniquely designed for almost anything you need, including large purchases, home improvements, vacations, and more.
- Vehicle Loans - We offer loans for new and used cars and trucks, and we can even help you refinance a current loan.
¹First responders include police, firefighters and paramedics. Military includes active members and veterans of the Army, Navy, Marine Corps, Air Force, Coast Guard and National Guard.
Investment Management solutions provided by First Merchants Private Wealth Advisors may not be FDIC insured, are not deposits of First Merchants Bank, and may lose value. Investments are not guaranteed by First Merchants Bank and are not insured by any government agency.
Other service fees may apply. Please see our Banking Fees.