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BUSINESS OVERDRAFT PROTECTION

Overdraft Protection

We understand that as a business owner, you have enough to worry about. That's why we offer several overdraft protection options for your business checking account.  You don't need to worry about your card getting declined in front of a potential client, or wonder if your latest payment has cleared yet. Your credit line can cover debit card purchases or checks; as long as you have credit available, your payment will be approved. We want our clients to have peace of mind, knowing that they will not incur NSF and Overdraft charges as long as they do not exceed their approved limit.

  • If you have an established Business Line of Credit, we can sweep available funds to prevent your account from overdraft.  Normal interest charges will be accessed to your line of credit.  
  • Another option is to apply for an Overdraft Line of Credit that would be specifically used to cover your checking account.  
  • And finally, you may set up Automatic Sweeps from your business checking or savings account to cover overdrafts.  

Ask your business banker for more information, call us at 1.866.833.0050 or stop by a banking center