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Mobile Deposit

Deposit Checks in a Snap with Mobile Deposit!

Thanks to the Mobile Deposit feature of the First Merchants Mobile app, depositing checks is now as simple as snapping a picture on your smartphone or tablet device. Now, there’s no need to rush to the bank or wait in line. Thanks to Mobile Deposit, you can securely deposit your checks wherever and whenever you want. Best of all, Mobile Deposit is available for download as part of the First Merchants Mobile app.

Easy as 1-2-3!

With Mobile Deposit, you can deposit checks from almost anywhere for Apple, Android devices and Kindle Fire in just three simple steps:

1. Open the First Merchants Mobile app and select “Check Deposit”
2. Choose which account will receive the deposit and enter the amount
3. Snap a picture of the front and back of your endorsed check. When endorsing, please indicate “For mobile deposit only” and select "Continue" then "Approve."

Manage Your Money Anytime, Anywhere.

Wherever the day takes you, bring your bank along for the ride with the First Merchants Mobile app. Use your smartphone or tablet to deposit checks, check balances, pay bills, transfer funds, locate banking centers/ATMs and much more.

Download Today!

The First Merchants Mobile app for smartphones and tablets is available for download now at the App Store, Google Play or Amazon Appstore.

For phones:

For tablets:

To use the First Merchants Mobile app, you must be an Online Banking user of First Merchants Bank or Lafayette Bank and Trust. Android and Google Play are trademarks of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Amazon, Kindle, and Fire are trademarks of Amazon.com, Inc. or its affiliates.

Find out more about enrollment requirements, what types of checks are accepted, deposit limits, and more by reading our FAQs.

Mobile Banking Terms and Conditions

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Is there a limit for Mobile Deposit?

Do I need to sign up for Mobile Deposit?

What is the cut-off time for mobile deposit?

When will the mobile check deposit appear in online banking?

What items can I deposit via mobile deposit?

What should I do if I have an ineligible check I need to deposit?

What if I canít get my eligible check to be accepted?

When will I have access to my funds via mobile deposit?

What should I do if my deposit is not accepted?

Who can I reach out to for help?

Is there a fee for Mobile Deposit?

Do I need to use a deposit slip?

What if an account is not listed in my Mobile Deposit menu?

Do I photograph both the front and the back of my check?

How do I endorse my check for Mobile RDC?

How will I know if my financial institution received my deposit?

How will I know if my financial institution processed my deposit?

Can I photograph more than one check at a time?

What if the check image I photographed is bad?

Do I destroy my check after I photographed the deposit?

Will my deposited check be available in transaction history?

What if I submitted a deposit for the wrong amount? Do I need to resubmit the deposit?

What if I submit the same deposit twice in error?


Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.