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CD/IRA Special

Plan for the Future

Get more from your money with a Certificate of Deposit (CD) or Individual Retirement Account (IRA)! New rates bring new opportunities to save smarter and earn more with First Merchants Bank.


Now is the time to act when it comes to saving for the future. With a variety of competitive savings options, First Merchants Bank is here to help with your short and long-term savings goals. Start saving today and strengthen your financial foundation.

Find a banking center near you to open an account!

Other service fees may apply. Please see our Banking Fees.

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*Offers effective January 1, 2018 through March 31, 2018. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. Limited time offer. See a banker for more information.

Ready to get started? Open an account online

Open a personal checking, savings, or CD account online in about 10 minutes, anytime you like! You’ll just need some identification documents and a way to make an opening deposit; our system will guide you through the process.