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Business Mobile Deposit

Deposit Checks in a Snap with Mobile Deposit!

Thanks to the Mobile Deposit feature of the First Merchants Mobile app, depositing checks is now as simple as snapping a picture on your smartphone or tablet device. Now, there’s no need to rush to the bank or wait in line. Thanks to Mobile Deposit, business users who are administrators in online banking can securely deposit checks wherever and whenever they want. Best of all, Mobile Deposit is available for download as part of the First Merchants Mobile app.

Easy as 1-2-3!

With Mobile Deposit, you can deposit checks from almost anywhere using a smartphone or tablet device in just three simple steps:

1. Open the First Merchants Mobile app and select “Check Deposit” from the menu
2. Choose which account will receive the deposit and enter the amount
3. Snap a picture of the front and back of your endorsed check. When endorsing, please indicate “For mobile deposit only” and select "Continue" then "Approve."

Manage Your Money Anytime, Anywhere.

Wherever the day takes you, bring your bank along for the ride with the First Merchants Mobile app. Use your smartphone or tablet to deposit checks, check balances, pay bills, transfer funds, locate banking centers/ATMs and much more.

Download Today!

The First Merchants Mobile app for smartphones and tablets is available for download now at the App Store, Google Play, or Amazon Appstore. 

For phones:

Button linking to Google Play store for the smartphone app 

Button linking to Apple app  store for the smartphone app

For tablets:

Button linking to Google Play store for tablet app 

Button linking to the Apple app store for the tablet app

Button linking to Amazon Apps store for tablet app

To use the First Merchants Mobile app, you must be an Online Banking user of First Merchants Bank or Lafayette Bank and Trust. Android and Google Play are trademarks of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Find out more about enrollment requirements, what types of checks are accepted, deposit limits, and more by reading our FAQs below.


Is there a limit for Mobile Deposit?

Do I need to sign up for Mobile Deposit?

What is the cut-off time for mobile deposit?

When will the mobile check deposit appear in online banking?

What items can I deposit via mobile deposit?

What should I do if I have an ineligible check I need to deposit?

What if I canít get my eligible check to be accepted?

When will I have access to my funds via mobile deposit?

What should I do if my deposit is not accepted?

Who can I reach out to for help?

Is there a fee for Mobile Deposit?

Do I need to use a deposit slip?

What if an account is not listed in my Mobile Deposit menu?

Do I photograph both the front and the back of my check?

How do I endorse my check for Mobile RDC?

How will I know if my financial institution received my deposit?

How will I know if my financial institution processed my deposit?

Can I photograph more than one check at a time?

What if the check image I photographed is bad?

Do I destroy my check after I photographed the deposit?

Will my deposited check be available in transaction history?

What if I submitted a deposit for the wrong amount? Do I need to resubmit the deposit?

What if I submit the same deposit twice in error?

Mobile Banking Terms and Conditions

How can we help?

Have questions or need assistance? Our Business Solutions team can help you with any business service. The team is available weekdays from 8 a.m. until 6:30 p.m. ET. Give us a call at 1.866.833.0050.

Looking for another phone number or want to submit a request online? Find it on our Contact page.