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Text Banking

Text Banking

Our free text banking service is the fastest, easiest way to check your accounts on the go. Using your phone, find out if there’s enough money in your account for that next purchase, or review recent transactions. Just text commands to 49794 from your enrolled mobile phone.

Learn how to enroll, then bank anytime from your phone!

  • Text 49794 with one of these commands
  • It’s free and available to all personal Online Banking users

View Text Banking User Guide

Download a text command wallet guide

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What is First Merchants Bank Text Banking?

What does SMS mean?

How many text messages will I receive daily?

What number do I send text commands to?

What text commands can I use with First Merchants Text Banking?

How much will I be charged for each text received?

Will I receive unsolicited text messages?

I enrolled in Text Banking with my phone number but did not receive a text message. What should I do?


Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.