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Smart Saver CD

Smart Saver CD

With a variety of higher-yield terms, this account is designed to make saving easy with regular, automatic deposits throughout the year. Start with as little as $25 and watch your savings grow!



  • Deposit at least $25 monthly through pre-authorized transfer.
  • Maintain a minimum balance of $25.


  • Rate is fixed throughout one-year term. Ask for current rates.
  • At maturity, funds may be withdrawn or renewed for an additional year at the rate in effect at that time.
  • Interest is accrued daily and credited quarterly. Ask for current rates.
  • Early withdrawal penalty may apply.

Minimum Opening Deposit:

  • $25

Other service fees may apply. Please see our Banking Fees.

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¹Failure to meet these requirements may results in account closure.


Open a personal checking, savings, or CD account online in about 10 minutes, anytime you like! You’ll just need some identification documents and a way to make an opening deposit; our system will guide you through the process.