BLOGS

Whether you plan to use a home equity loan to cover a major expense or consolidate debt, it’s not a decision to take lightly. To find the best bank for a home equity loan, you need to identify the lending terms that best fit your personal financial needs and goals.

Before committing to your current mortgage lender for a home equity line of credit, consider exploring other options to ensure you’re finding the best HELOC lenders.

A low loan-to-value ratio (LTV) means you’ve built equity in your home, and often is an indication that you have a good chance of qualifying for the best home equity loan or home equity line of credit (HELOC) rates.

As we plan for life after COVID-19, we can resume dreaming of new travel experiences. While everyone deserves a vacation, it can be difficult to save for one. Ideally, vacation funds should come from excess savings, but many Americans find themselves without a savings account or with little money left over to spend. If a vacation is a long-desired, desperately needed treat for you or your family, be smart about borrowing money and consider all options.

As of July, many parents are eligible to receive expanded benefits, including child tax credit monthly payments, thanks to new federal legislation. Below is a summary of the American Rescue Plan Act of 2021’s increased Child Tax Credit (CTC) ...