Smart Saver CD
This account is designed to make saving easy with regular, automatic deposits throughout the year. Start with as little as $25 and watch your savings grow!
Open a First Merchants Smart Saver CD Account
- Deposit at least $25 monthly through pre-authorized transfer.
- Maintain a minimum balance of $25.
- Rate is fixed throughout one-year term. Ask for current rates.
- At maturity, funds may be withdrawn or renewed for an additional year at the rate in effect at that time.
- Interest is accrued daily and credited quarterly. Ask for current rates.
- Early withdrawal penalty may apply.
Minimum Opening Deposit:
Other service fees may apply. Please see our Banking Fees.
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¹Failure to meet these requirements may result in account closure.
Check Rates and Open an Account Now.