Are You Covered? Protect your accounts.
What You Need to Know about Overdrafts and Overdraft Fees
- We apply our normal overdraft practice to your account
- We also offer optional Overdraft Protection Options, below:
Use another First Merchants account as a backup in case your checking account is overdrawn. We’ll automatically transfer funds from your linked account if you need them. Link your account to a secondary checking, savings, money market or home equity line of credit.
Use a First Merchants line of credit (unsecured) as an automatic backup to your checking account. Just pay interest on the amount you borrow (annual fee applies)! Subject to credit approval.
Does your checking account have complete overdraft protection? Opt in or enroll today to protect yourself and your account from the unexpected. To learn more, click the links above, or ask us about Overdraft Protection Options. Call us at 1.800.205.3464 or stop in to your nearest banking center to enroll or opt in.