Update Browser: you are currently trying to view the First Merchants site using an outdated browser. In our commitment to your security, and in keeping with industry standards, we no longer support the browser you are using. Learn more.

Welcome

We've given our site a new look!  No need to re-enroll; just use your existing signin information. 
Looking for Business Online Banking? Using the Sign In To Online Services box, select 'Business Online Banking' instead of 'Personal Online Banking.'

Read More

Overdraft Protection Transfers

Overdraft Protection Transfers

Use another First Merchants account as a backup in case your checking account is overdrawn. We’ll automatically transfer funds if you need them.

How it works:

If your checking account is overdrawn, we’ll automatically transfer funds from your linked account to cover the negative balance, in $50 increments.

Example:

Three items totaling $325 are presented against your account with a balance of $45. We would transfer $300 from your linked account and approve the items, leaving you with a balance of $20 in your account. 

Fees:

$10 per transfer (If multiple items are presented in a single day, you’ll only be charged once.) Automatic transfers DO count toward transaction limits on savings accounts. Service charges may apply.

HOW CAN WE HELP?

Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.