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Online Banking Features

Online Banking Keeps Getting Better!

Save time with the convenience and security of First Merchants Online Banking and Bill Pay.  Enjoy the efficiency of managing your personal finances with our free and secure desktop, tablet and mobile options.

Features of Online Banking and Bill Pay:

Manage/View Your Accounts

  • Account Summary Our Financial Center provides a quick navigation to your accounts and the tasks you use most, and as you open new First Merchants accounts, they will be automatically displayed. The Account Aggregation feature lets you see your total financial picture by displaying balances and transactions from accounts held at other financial institutions safely and securely. Personal Financial Management (PFM enables you to track every dollar through spending reports, net worth calculators and budgeting tools. This dynamic feature provides reports, spending categorizations and even allows you to track the value of your home - all in one secure location!
  • Account Activity  Access your accounts 24/7; view recent transactions, check balances, view images of paid checks and more. 
  • Transfer Funds   Move your cash where and when you need it.  Choose one-time or recurring transfers from eligible First Merchants accounts and accounts at other financial institutions.
  • Alerts  Stay informed and in control of your money.  First Merchants Alerts will notify you when important events you want to be aware of have taken place within your accounts and services. 
  • Data Export  Download your account activity with just a few clicks in Excel, Quicken or QuickBooks file formats
  • Online Statements  Choose to receive your statements faster and more securely through eStatements.  View, print or download anywhere, anytime.

Make Payments

  • Online Bill Pay  First Merchants Online Banking includes FREE Bill Pay, the fastest, easiest way to pay your bills in just minutes from one simple screen.  Make one time, recurring payments for FREE or use the expedited payment option to schedule overnight payments for a fee.      
  • People Pay  Enables you to make fast and secure digital payments to anyone using their account number, mobile phone number or email address.  Use People Pay to pay the babysitter, split the check for dinner – anything!

Enroll in First Merchants Online Banking today!  If you have an account with us, you can enroll today


Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.