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Your Debit Card

New First Merchants Bank Debit Cards and Health Savings Cards were mailed the week of August 8. If you do not receive your card by August 22, please contact Customer Service at 1.800.205.3464.

  • Continue to use Level One Bank Debit Cards for purchases and cash withdrawals through Sunday, August 28.
  • Beginning Monday, August 29,  you may activate and use your new First Merchants Debit Card. (Activation instructions will be included with your card.)
  • Do not cut up your Level One Bank card until after you activate your First Merchants Debit card on Monday, August 29.
  • First Merchants Debit Cards are enabled with contactless technology, allowing you to pay for items with the tap of your card. Look for the contactless symbol at checkout register.

Recurring Payments

If you have set up recurring or preauthorized payments from your Level One Bank Debit Card such as a gym membership or online service, you will need to contact the merchant and give them your new First Merchants Debit Card number after you activate your card.

ATM Network

Starting August 29, you will have access to the MoneyPass network. While we do not offer unlimited free ATM usage, the MoneyPass network will provide access to over 25,000 ATMs nationwide, just look for the MoneyPass symbol. To find a MoneyPass ATM location visit

Your new card can be used at any of our First Merchants Bank ATMs at no charge. Visit First Merchants locations page to find a First Merchants Bank branch location nearest you.

Transaction Limits

Beginning August 29, personal debit cards will have a limit of $5,000  per 24-hour period for point of sale purchases and $2,000 for cash  withdrawals.

Business debit cards will have a limit of $5,000 per 24-hour period  for point of sale purchases. Please contact your local banker if  you would like to have your Business Debit Card setup for cash  withdrawals.

The 24-hour period is from 12:00 a.m. to 11:59 p.m. EST. If you plan on using your card for a larger purchase, contact us at  1.800.205.3464 to ensure your transaction will be approved. 

HSA Cards will have a limit of $3,005 per 24-hour period for point of  sale purchases. You will no longer be able to withdraw cash from an  ATM with a Health Savings Card. 

ATM cards will have a limit of $2,000 per 24-hour period for cash  withdrawals.