Get up to $750 when you open a new business checking account1
Basic Business Checking
up to $7501 Bonus
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Perks
- Save on routine transactions with 300 free items each month2.
- Manage Cash Flow with unlimited ACH Credits and Debits Received2.
- Stay organized with eStatements that include check images for easy recordkeeping3.
- Manage your money anywhere with mobile app and online banking access.
- Pay confidently and protect your identity with a Business Debit Mastercard® that includes ID Theft Protection4.
Meet bonus requirement1
- Make a minimum of $15,000 in total new deposits within 7 calendar days to qualify for $750 bonus cash
OR
- Make a minimum of $5,000 in total new deposits within 7 calendar days to qualify for $300 bonus cash
| Account Balance | Cash Bonus |
| $15,000+ | $750 |
| $5,000-$14,999.99 | $300 |
Monthly $0 maintenance fee if you:
- Maintain an average monthly collected balance of at least $5,000
- Otherwise, $20 per month
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Michigan banking is changing.
Need a Business Partner You Can Count On? Switch to First Merchants!
If you’re feeling uncertain about your current Business Banking partner, you can switch your Business Banking needs to First Merchants and get up to $7501 when you open a Basic Business Checking Account with us!
With First Merchants, you’ll get a stable partner who knows Michigan businesses and Michigan banking. Our bankers are local and offer local service that’s tapped into the needs of your community’s unique business needs.
What People Are Saying About First Merchants
Local businesses deserve a bank that believes in their growth.
At First Merchants, we’re committed to helping Michigan entrepreneurs prosper with personalized financial guidance and a partnership that feels genuinely local. Hear how Child Star Academy found the support, responsiveness, and community-minded banking they needed to keep their business moving forward.
1Terms and Conditions for the First Merchants Bank (FMB) “MICH-BUS” Checking Offer
To qualify, you must be a new FMB business checking client. Existing business checking customers or those who have closed an FMB business checking account within 12 months of the offer start date (on or after 3/1/26) are not eligible. The primary account holder must be at least 18 years old. FMB employees are not eligible. This offer is limited to one per client and is not valid for Public Funds, Estate accounts, U.S. Government entities, other banks, or financial institutions. To earn this offer you must ask an FMB banker to enroll you in the “MICH-BUS Checking Offer” when opening a new Basic Business Checking account between 3/1/26, and 12/31/26. You can earn $750 when you deposit at least $15,000 within the first 7 calendar days of account opening OR earn $300 when you deposit at least $5,000 within the first 7 calendar days of account opening. The account must maintain a $5,000 monthly average collected balance or a $20 monthly service fee will apply. If all qualifications are met, the offer will be credited to the new account in the sixth month following account opening and will appear on your statement as “New Checking Offer Reward.” FMB may report the reward value to the IRS as required, and any taxes are the recipient’s responsibility. Offer is awarded at FMB’s sole discretion. If the account is closed by you or FMB within 6 months of opening, you may be charged up to the full offer amount ($750 or $300) and a $50 early closing fee. This offer may change or be discontinued at any time.
2Items include checks paid, checks deposited, deposited items and various other debits.
3Paper statements are $3 per month
4Certain restrictions, terms, and conditions apply. Please see www.mastercard.us/zero-liability for more details. Mastercard® benefits are offered through Mastercard® card services. Please call 1-800-MASTERCARD for assistance. Mastercard® Enhanced Benefits are provided by Mastercard® to First Merchants Personal Mastercard® debit card holders at no additional cost.
